--- title: Spend Management | Physical Cards --- [Skip to content](https://resources.cledara.com/download#main-content) [![Cledara](https://25236604.fs1.hubspotusercontent-eu1.net/hub/25236604/hubfs/cledara-logotype-lightbkgnd_(4).png?width=135&height=34&name=cledara-logotype-lightbkgnd_(4).png)](https://www.cledara.com/) Open main navigation Close main navigation ![cledara-logotype-darkbkgnd-3](https://25236604.fs1.hubspotusercontent-eu1.net/hub/25236604/hubfs/cledara-logotype-darkbkgnd-3.png?width=128&height=32&name=cledara-logotype-darkbkgnd-3.png "cledara-logotype-darkbkgnd-3") Cledara Spend # Your complete business spend solution # Your complete business spend solution Cledara now offers a solution for your travel and business spend \* —at no extra cost. Cledara now offers a solution for your travel and business spend \* —at no extra cost. [![Download_on_the_App_Store_Badge_US-UK_RGB_wht_092917](https://25236604.fs1.hubspotusercontent-eu1.net/hubfs/25236604/Download_on_the_App_Store_Badge_US-UK_RGB_wht_092917.svg "Download_on_the_App_Store_Badge_US-UK_RGB_wht_092917")](https://apps.apple.com/us/app/cledara/id6578450305) [![GetItOnGooglePlay_Badge_Web_color_English](https://25236604.fs1.hubspotusercontent-eu1.net/hub/25236604/hubfs/GetItOnGooglePlay_Badge_Web_color_English.png?width=200&height=59&name=GetItOnGooglePlay_Badge_Web_color_English.png "GetItOnGooglePlay_Badge_Web_color_English")](https://play.google.com/store/apps/details?id=com.cledara.app&pcampaignid=web_share&pli=1) ![spend-management-download_mobile-min](https://25236604.fs1.hubspotusercontent-eu1.net/hub/25236604/hubfs/spend-management-download_mobile-min.png?width=1463&height=1384&name=spend-management-download_mobile-min.png "spend-management-download_mobile-min") ## Cards for easier and better transactions Cledara Spend\* adds physical and virtual cards (at no extra cost) to your Cledara account, to manage your travel and business spend. - ##### Physical Cards Equip your entire team with physical cards that are perfect for business travel and daily spend. - ##### Virtual Cards Generate virtual cards instantly for secure online purchases and subscription management. - ##### Smart Receipt Scanning Capture and store receipts instantly with Cledara Spend’s app. Say goodbye to lost paperwork. \*Available in the UK and the EEA ![spend-management-download_desktop-min](https://25236604.fs1.hubspotusercontent-eu1.net/hub/25236604/hubfs/spend-management-download_desktop-min.png?width=1666&height=1576&name=spend-management-download_desktop-min.png "spend-management-download_desktop-min") ## Why Choose Cledara Spend? Cledara Spend adds physical and virtual cards (at no extra cost) to your Cledara account, to manage your travel and business spend. ### All-in-One Spend Management Streamline expenses for business, travel, and daily operations with our smart company cards. ### Google Pay Integration Add your Cledara Spend cards to Google Pay for seamless mobile payments. ### Apple Pay Integration Add your Cledara Spend cards to your iPhone, Apple Watch, iPad and Mac. ### Accounting Integration Direct sync with Xero, QuickBooks, and NetSuite for automated reconciliation. ### No Extra Cost All features included in your existing Cledara package–no additional fees.  ![Cledara-physical-card-request-min](https://25236604.fs1.hubspotusercontent-eu1.net/hub/25236604/hubfs/Cledara-physical-card-request-min.png?width=1000&height=1000&name=Cledara-physical-card-request-min.png "Cledara-physical-card-request-min") ## How to get started with Cledara Spend ### If you’re the Primary Contact If you’re the Primary Contact for your Cledara account, then all you have to do is log in to Cledara and head over to ‘Spend Management’ in your dashboard to order your first card. It’s that simple. ### If you’re not the Primary Contact At the moment, only Primary Contacts may order Cledara Spend cards. If that’s not you, then you must get in touch with that person and let them know about your interest to get started with Cledara Spend. ![Cledara-physical-card-request-min](https://25236604.fs1.hubspotusercontent-eu1.net/hub/25236604/hubfs/Cledara-physical-card-request-min.png?width=1000&height=1000&name=Cledara-physical-card-request-min.png "Cledara-physical-card-request-min") ## Download the app now! [![Download_on_the_App_Store_Badge_US-UK_RGB_wht_092917](https://25236604.fs1.hubspotusercontent-eu1.net/hubfs/25236604/Download_on_the_App_Store_Badge_US-UK_RGB_wht_092917.svg "Download_on_the_App_Store_Badge_US-UK_RGB_wht_092917")](https://apps.apple.com/us/app/cledara/id6578450305) [![GetItOnGooglePlay_Badge_Web_color_English](https://25236604.fs1.hubspotusercontent-eu1.net/hub/25236604/hubfs/GetItOnGooglePlay_Badge_Web_color_English.png?width=200&height=59&name=GetItOnGooglePlay_Badge_Web_color_English.png "GetItOnGooglePlay_Badge_Web_color_English")](https://play.google.com/store/apps/details?id=com.cledara.app&pcampaignid=web_share&pli=1) ![Cledara-apple-store-QR](https://25236604.fs1.hubspotusercontent-eu1.net/hub/25236604/hubfs/Cledara-apple-store-QR.png?width=180&height=180&name=Cledara-apple-store-QR.png "Cledara-apple-store-QR") © 2025 Cledara. All rights reserved.   The Cledara Group consists of Cledara Inc., a Delaware Corporation and Cledara Limited, registered in the UK (11455373). Cledara Limited is registered under the UK Data Protection Act (ZA466806). Cledara Limited is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Electronic Money Regulations 2011 – for more information please see [here](https://cdn.prod.website-files.com/651d69a866763b8d1369908a/6613a73559a6b2cc584361a3_UK%20Safeguarding%20Explanation.pdf). Your card is issued by Modulr FS Limited pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.Cledara Limited is also registered with the UK Financial Conduct Authority as an EMD Agent (reference no. 902831) of PayrNet Limited, an Electronic Money Institution authorized by the UK Financial Conduct Authority (reference number: 900594). The Cledara Virtual Debit Mastercard® is issued by PayrNet UK Limited pursuant to a license by Mastercard International. Cledara Limited is a partner of Modulr Finance B.V., a company registered in the Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your account and related payment services are provided by Modulr Finance B.V. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see [here](https://cdn.prod.website-files.com/651d69a866763b8d1369908a/6613a83428f6a2a6bf29013f_Europe%20Safeguarding%20Explanation.pdf). Your card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe. Cledara Limited also provides other regulatory services. These are separate and unrelated to the account and payment services you receive from Modulr Finance B.V. and Modulr FS Limited. In the United States, the Cledara Virtual Credit Mastercard® is issued by CBW Bank pursuant to a license by Mastercard International Incorporated. By using the virtual card, the cardholder agrees to all terms under which it was issued.